by Renee Wynter | May 15, 2020 | Blog, Homeownership, Mortgage
Am I ready now? How will I even know when I’m ready? Buying your first home is exciting and scary all at the same time. Much like other major milestones, such as getting married and starting a family, there’s really no such thing as being completely ready. But when...
by Renee Wynter | May 8, 2020 | Blog, Homeownership, Mortgage
A debt-to-income ratio (DTI) is a comparison of your monthly debt payments versus your monthly income. Lenders use this formula to determine how well you manage your monthly debt and your likeliness of repaying a loan. Debt obligations refer to such things as credit...
by Renee Wynter | May 1, 2020 | Blog, Finance, Homeownership, Mortgage
As the COVID-19 pandemic continues to keep us focused on physical distancing, it’s often difficult to perceive anything good from its existence. But, a few silver linings have emerged. As our world is changing, possibly forever, people are finding new and creative...
by Renee Wynter | Apr 24, 2020 | Blog, Economy, Homeownership
In addition to coping with the very real and serious threat to our health and wellbeing thanks to COVID-19, we’re now also facing the added stress of protecting ourselves against fraudulent schemes related to the pandemic. Deceptive practices tend to transpire...
by Renee Wynter | Apr 17, 2020 | Blog, Finance
The world as we know it has drastically changed. Most of us are staying home – not by choice, but through necessity. The financial and emotional strain associated with COVID-19 is very real – coping with the unnerving situation, trying to stay positive and finding...