by Renee Wynter | Oct 4, 2019 | Blog, Finance, Homeownership, Mortgage
Sometimes, you may just need an added boost to qualify for the loan amount required to get you into your new home, particularly following the introduction of tighter mortgage qualification rules. If you’re experiencing difficulty meeting traditional lender...
by Renee Wynter | Sep 27, 2019 | Blog, Economy, Homeownership
Did you know that several lenders today are exclusively offering collateral charge mortgages? This means it’s more important than ever to understand the differences between a collateral and a standard charge mortgage before signing your mortgage commitment. The...
by Renee Wynter | Sep 20, 2019 | Blog, Economy, Finance, Homeownership, Mortgage
More Canadians than ever before have become familiar with private mortgage options after feeling the effects of the stringent stress test mortgage qualification rules introduced in January 2018. While private mortgages have been around for many years, they were...
by Renee Wynter | Sep 13, 2019 | Blog, Economy, Finance, Homeownership
You Can Finance Your Home & Cover Reno Costs Together You Can Finance Your Home & Cover Reno Costs Together Buying a move-in ready home isn’t for everyone. In fact, many people fall in love with a house because of, not in spite of, its need for...
by Renee Wynter | Sep 6, 2019 | Blog, Finance, Homeownership
Are you thinking of doing some home improvements and wondering how to pay for them? As a homeowner, you’ll be glad to know that your mortgage agent can help you access funds through the equity in your home. With house prices on the rise, more and more people...
by Renee Wynter | Aug 23, 2019 | Blog, Homeownership, Mortgage
We live in a very public forum these days. There truly is no such thing as enjoying a private life if you’re on social media. What you post on your social media accounts – Facebook, Instagram, Twitter, etc – can cast you in a negative light if certain details about...
by Renee Wynter | Aug 16, 2019 | Blog, Economy, Homeownership, Mortgage
Prior to securing your first mortgage, you considered a number of different factors such as the rate, term, amortization period and other important features. So, before your mortgage reaches its maturity date (in five years or however long it has been set), it’s...
by Renee Wynter | Aug 13, 2019 | Blog, Finance, Homeownership, Mortgage
Buying a home is likely the largest financial commitment you’ll make throughout your lifetime. That’s why it’s so important to do everything in your power to make an informed purchase every time you buy property. Ensuring the proper financing process is...
by Renee Wynter | Aug 2, 2019 | Blog, Economy, Homeownership
Not only is it important to choose the right mortgage product and rate that’s catered to your unique needs, but it’s also vital to repay your mortgage in a way that will save you the most money. The schedule you choose for your mortgage repayment can have a...
by Renee Wynter | Jul 26, 2019 | Blog, Finance, Homeownership, Mortgage
Breaking your mortgage before your term is up can have significant financial consequences. That’s why it’s important to weigh all of your options before taking action to ensure it’s in your best financial interest. What are payout penalties? Lenders make money...
