by Renee Wynter | May 17, 2019 | Blog, Finance, Homeownership
Establishing and maintaining a strong credit score is vital when you’re looking to buy a home or renew/refinance your current mortgage. If you haven’t already done so, it’s important to start building your credit history, which is used by lenders to asses your...
by Renee Wynter | May 10, 2019 | Blog, Finance, Homeownership, Mortgage
You’ve moved to Canada and settled into your new surroundings. Now you’re considering buying a home and establishing roots. But where do you start? Working with a mortgage agent is your first step, as we understand the ins and outs of New to Canada mortgage...
by Renee Wynter | May 3, 2019 | Blog, Economy, Finance, Mortgage
If you’re in the market to buy a home, chances are you’ve already done some preliminary research and discovered there are many different types of lender options – each offering their own unique perks. Historically, securing a mortgage in Canada meant borrowing...
by Renee Wynter | Apr 24, 2019 | Announcements, Blog, Mortgage
The Bank of Canada today maintained its target for the overnight rate at 1 ¾ per cent. The Bank Rate is correspondingly 2 per cent and the deposit rate is 1 ½ per cent. Global economic growth has slowed by more than the Bank forecast in its January Monetary Policy...
by Renee Wynter | Apr 21, 2019 | Homeownership
With the spring market in full swing and temperatures beginning to rise, many homebuyers are thinking about what type of home they’d like to purchase. When searching for your perfect home, there are a number of important factors to consider, including desired...
by Renee Wynter | Apr 12, 2019 | Economy, Finance, Homeownership, Mortgage
When you’re in the market for a mortgage, it’s important to understand the value of working with an independent mortgage agent who can offer you a full spectrum of solutions catered to your unique needs. Homeownership has become increasingly difficult for many...
by Renee Wynter | Apr 5, 2019 | Announcements, Blog, Economy, Finance, Homeownership, Mortgage
Great news for first-time buyers! In mid-March, the federal government delivered the 2019 budget, which included an increase to this popular incentive program. Housing availability and affordability have become increasingly difficult for many Canadians, which is why...
by Renee Wynter | Mar 18, 2019 | Blog, Finance
As a first-time homebuyer, you can use all the financial help you can get! That’s why it’s important to be aware of the various programs available to offset homebuying costs as well as help fund your down payment, which can prove challenging. 5 Key Programs to Keep in...
by Renee Wynter | Mar 6, 2019 | Announcements, Blog, Mortgage
The Bank of Canada today maintained its target for the overnight rate at 1 ¾ per cent. The Bank Rate is correspondingly 2 per cent and the deposit rate is 1 ½ per cent. Recent data suggest that the slowdown in the global economy has been more pronounced and widespread...
by Renee Wynter | Mar 1, 2019 | Blog, Finance
Debt is a big concern for many Canadians, especially since the cost of living is often rising quicker than our salaries. Although we do our best to be fiscally responsible and smart money managers, it isn’t always easy. Unforeseen circumstances and life situations...