by Renee Wynter | Feb 22, 2019 | Blog
Own a Newly-Built Home? Don’t Forget About the Warranty! If you’ve purchased a newly-constructed home, it goes without saying that everything – from the construction materials to plumbing and electrical systems – is new. Nevertheless, this doesn’t rule out the...
by Renee Wynter | Feb 15, 2019 | Blog, Homeownership
The path to homeownership can be both extremely exciting and a bit overwhelming all at once. To help guide you through the entire homebuying and mortgage processes, it’s important to be able to rely on the expertise of a professional mortgage broker or agent. As...
by Renee Wynter | Feb 8, 2019 | Blog, Homeownership
Congratulations, you’ve decided to purchase your first home! So, now what? How do you make your dream of homeownership a reality? Your first step is to talk to an experienced mortgage agent who will outline all the important aspects of a mortgage and answer any...
by Renee Wynter | Jan 29, 2019 | Blog, Mortgage
As part of the mortgage and real estate processes, there’s a lot of confusion around the differences between the deposit and the downpayment. It’s important to understand what sets them apart so you don’t get confused when it’s time to secure financing on a...
by Renee Wynter | Jan 22, 2019 | Blog, Homeownership
You’d think an online calculator is a pretty straight forward device, one that you should be able to place your full confidence in, and for the most part they are. Calculators calculate numbers, the numbers are reliable, but how you interpret those...
by Renee Wynter | Jan 15, 2019 | Blog, Mortgage
Collecting the right documentation to prove you are a worthy candidate to borrow a lot of money to buy a property can be an arduous task. The most recent government rule changes and tightening of mortgage qualification isn’t making things easier. If you seem to...
by Renee Wynter | Jan 9, 2019 | Announcements, Blog, Mortgage
The Bank of Canada today maintained its target for the overnight rate at 1 ¾ per cent. The Bank Rate is correspondingly 2 per cent and the deposit rate is 1 ½ per cent. The global economic expansion continues to moderate, with growth forecast to slow to 3.4 per cent...
by Renee Wynter | Jan 8, 2019 | Blog, Mortgage
Have you ever noticed that just like gas prices, interest rates seem to go up and down for no reason at all? How come it feels like right before you are ready to buy a property, rumours of interest rate changes will start to flood the media? Or why do gas prices...
by Renee Wynter | Dec 18, 2018 | Blog, Mortgage
If you happen to be going through, or considering a divorce or separation, you might not be aware that there are mortgage products designed to allow you to refinance your property in order to buyout your ex-spouse. For most couples, their property is their largest...
by Renee Wynter | Dec 11, 2018 | Blog, Homeownership, Mortgage
If you have no desire at all to qualify for a mortgage, here are some great ways to make sure you don’t accidentally end up buying a house and taking out a mortgage to do so. One of the best ways to ensure you won’t qualify for a mortgage is to be...
