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What are Your Mortgage Renewal Options?

What are Your Mortgage Renewal Options?

by Renee Wynter | Jul 11, 2020 | Blog, Economy, Finance, Mortgage

When you took out your current mortgage, you were required to make a number of key decisions, such as the type of rate you wanted – fixed or variable – the amortization period, whether it was open or closed as well as what term you wanted.    A mortgage term...
Buying a Home for University or College Students

Buying a Home for University or College Students

by Renee Wynter | Jun 26, 2020 | Blog, Economy, Homeownership

For most parents, watching their children head off to college or university causes a wide range of emotions. Hopes and happiness are mixed with worries and sadness and the adjustment can be very difficult.    Emotions aside, there is also the weight of the...
What Do You Need to Be Preapproved for a Mortgage?

What Do You Need to Be Preapproved for a Mortgage?

by Renee Wynter | Jun 19, 2020 | Blog, Economy, Homeownership, Mortgage

Before you head out home shopping, it’s important to first determine how much you can comfortably afford to spend. Not only will getting your mortgage agent to arrange a pre-approval help you understand what lenders look for when granting you a home loan, but it will...
Have Interest Rates Bottomed Out?

Have Interest Rates Bottomed Out?

by Renee Wynter | Jun 12, 2020 | Blog, Economy, Homeownership, Mortgage

While interest rates shouldn’t be your sole focus when securing a mortgage, they do represent an important part of the financing equation.    Since the COVID-19 pandemic began, the Bank of Canada (BoC) has announced several unscheduled benchmark rate reductions....
Protect Yourself – Fraud is at an All-Time High

Protect Yourself – Fraud is at an All-Time High

by Renee Wynter | Apr 24, 2020 | Blog, Economy, Homeownership

In addition to coping with the very real and serious threat to our health and wellbeing thanks to COVID-19, we’re now also facing the added stress of protecting ourselves against fraudulent schemes related to the pandemic.   Deceptive practices tend to transpire...
Tax Deadline Extended. But Should You Wait?

Tax Deadline Extended. But Should You Wait?

by Renee Wynter | Apr 10, 2020 | Blog, Economy, Homeownership, Mortgage

As part of the ongoing effort to assist Canadians facing negative financial effects from COVID-19, the federal government has granted an extension for filing your taxes.    The due date for personal tax filing has been extended from April 1st to June 1st, 2020,...
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