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When Does a Private Mortgage Make Sense?

When Does a Private Mortgage Make Sense?

by Renee Wynter | Sep 20, 2019 | Blog, Economy, Finance, Homeownership, Mortgage

More Canadians than ever before have become familiar with private mortgage options after feeling the effects of the stringent stress test mortgage qualification rules introduced in January 2018.   While private mortgages have been around for many years, they were...
You Can Finance Your Home & Cover Reno Costs Together

You Can Finance Your Home & Cover Reno Costs Together

by Renee Wynter | Sep 13, 2019 | Blog, Economy, Finance, Homeownership

You Can Finance Your Home & Cover Reno Costs Together You Can Finance Your Home & Cover Reno Costs Together   Buying a move-in ready home isn’t for everyone. In fact, many people fall in love with a house because of, not in spite of, its need for...
Is Your Mortgage Coming Up for Renewal? Be Sure to Negotiate!

Is Your Mortgage Coming Up for Renewal? Be Sure to Negotiate!

by Renee Wynter | Aug 16, 2019 | Blog, Economy, Homeownership, Mortgage

Prior to securing your first mortgage, you considered a number of different factors such as the rate, term, amortization period and other important features. So, before your mortgage reaches its maturity date (in five years or however long it has been set), it’s...
What Are My Mortgage Repayment Options?

What Are My Mortgage Repayment Options?

by Renee Wynter | Aug 2, 2019 | Blog, Economy, Homeownership

Not only is it important to choose the right mortgage product and rate that’s catered to your unique needs, but it’s also vital to repay your mortgage in a way that will save you the most money.   The schedule you choose for your mortgage repayment can have a...
How Does the New First-Time Home Buyer Incentive Program Work?

How Does the New First-Time Home Buyer Incentive Program Work?

by Renee Wynter | Jul 12, 2019 | Blog, Economy, Homeownership, Mortgage

Over the past several years, it has become increasingly difficult for many people, particularly first-timers, to enter the housing market. This is due to a variety of factors, but most notably tighter mortgage rules implemented by the federal government – including...
What Can I Expect to Pay for Closing Costs?

What Can I Expect to Pay for Closing Costs?

by Renee Wynter | Jun 7, 2019 | Economy, Finance, Mortgage

There are numerous costs associated with buying a home. While the most common expenses that come to mind include down payment, moving and real estate commissions, there are also additional fees you must pay when the deal closes, known as closing costs.   The term...
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