by Renee Wynter | Sep 20, 2019 | Blog, Economy, Finance, Homeownership, Mortgage
More Canadians than ever before have become familiar with private mortgage options after feeling the effects of the stringent stress test mortgage qualification rules introduced in January 2018. While private mortgages have been around for many years, they were...
by Renee Wynter | Aug 23, 2019 | Blog, Homeownership, Mortgage
We live in a very public forum these days. There truly is no such thing as enjoying a private life if you’re on social media. What you post on your social media accounts – Facebook, Instagram, Twitter, etc – can cast you in a negative light if certain details about...
by Renee Wynter | Aug 16, 2019 | Blog, Economy, Homeownership, Mortgage
Prior to securing your first mortgage, you considered a number of different factors such as the rate, term, amortization period and other important features. So, before your mortgage reaches its maturity date (in five years or however long it has been set), it’s...
by Renee Wynter | Aug 13, 2019 | Blog, Finance, Homeownership, Mortgage
Buying a home is likely the largest financial commitment you’ll make throughout your lifetime. That’s why it’s so important to do everything in your power to make an informed purchase every time you buy property. Ensuring the proper financing process is...
by Renee Wynter | Jul 26, 2019 | Blog, Finance, Homeownership, Mortgage
Breaking your mortgage before your term is up can have significant financial consequences. That’s why it’s important to weigh all of your options before taking action to ensure it’s in your best financial interest. What are payout penalties? Lenders make money...
by Renee Wynter | Jul 19, 2019 | Blog, Finance, Homeownership, Mortgage
This is a commonly-asked question, since mortgage agents/brokers and appraisers aren’t authorized to provide a copy of the real estate appraisal report to the homebuyer/homeowner even though you’ve likely paid to have it completed. This is mainly because the...