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More Lender Choices Means Easier Mortgage Approval

More Lender Choices Means Easier Mortgage Approval

by Renee Wynter | Oct 7, 2022 | Blog, Economy, Mortgage

Whether you’re in the market for a mortgage on your new home or you’re looking to renew or refinance an existing mortgage, it’s important to work with a mortgage agent who has access to multiple lender types – including, banks, credit unions and monolines, as well as...
Could You Benefit from a Mortgage Refinance? Let’s Check!

Could You Benefit from a Mortgage Refinance? Let’s Check!

by Renee Wynter | Sep 16, 2022 | Blog, Homeownership, Mortgage

The Bank of Canada (BoC) has raised its benchmark interest rate five consecutive times this year – most recently increasing 0.75% on September 7th. And while these increases are coming after years of historically low rates, some borrowers may be feeling the increases...
Single & Buying a Home? Here’s How to Boost Your Mortgage Approval Chances

Single & Buying a Home? Here’s How to Boost Your Mortgage Approval Chances

by Renee Wynter | Jun 17, 2022 | Blog, Homeownership, Mortgage

As the number of Canadians living alone continues to rise and the average size of households shrinks, the idea of the “nuclear family” as the typical Canadian household isn’t as accurate as it has been in past decades.  If you’re buying a home on your own and wish to...
Down Payment Options: Get Your Savings Working for You

Down Payment Options: Get Your Savings Working for You

by Renee Wynter | Jun 3, 2022 | Blog, Economy, Homeownership, Mortgage

Over the past few years, house prices have seen staggering growth, rising significantly faster than average incomes and making the dream of homeownership increasingly difficult. Rising interest rates and relentless competition are also contributing to a sizzling...
Looking to Buy a Home? Federal Budget Initiatives May Help

Looking to Buy a Home? Federal Budget Initiatives May Help

by Renee Wynter | May 20, 2022 | Blog, Homeownership, Mortgage

Looking to Buy a Home? Federal Budget Initiatives May Help 5 housing-related highlights from the federal budget: Tax-Free First Home Savings Account. Beginning in January 2023, this new account will allow prospective homebuyers to contribute up to $40,000 ($8,000 per...
How to Hire the Right Property Manager

How to Hire the Right Property Manager

by Renee Wynter | May 6, 2022 | Blog, Homeownership, Mortgage

Rather than going it alone, you may want to consider hiring a property manager whose services can be indispensable. If, for instance, you aren’t inclined to dedicate your coveted free time to emergency requests, weekend repairs or filling vacancies, leave the details...
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