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What are my Options when Falling Behind on my Mortgage?

What are my Options when Falling Behind on my Mortgage?

by Renee Wynter | Jul 2, 2021 | Blog, Homeownership, Mortgage

If you’ve missed mortgage payments or you’re anticipating difficulties moving forward, you should always deal with this as early as possible. Periods of financial difficulty are not uncommon and there are several options available to avoid an ultimate foreclosure. ...
Steps to Refinancing Your Mortgage

Steps to Refinancing Your Mortgage

by Renee Wynter | Jun 18, 2021 | Blog, Economy, Homeownership, Mortgage

As a homeowner, refinancing your mortgage allows you to capitalize on lower interest rates, access your home’s equity, consolidate debt or even reduce your monthly payments.    In simple terms, a mortgage refinance involves breaking your current loan agreement...
What’s the Difference Between a Hard & Soft Credit Check?

What’s the Difference Between a Hard & Soft Credit Check?

by Renee Wynter | Jun 4, 2021 | Blog, Homeownership, Mortgage

If you’re applying for a new credit card or even a job, taking out a loan or buying a new vehicle or home, a credit check will most likely be conducted to determine your creditworthiness. This helps determine if you’re dependable and able to pay back money you borrow....
Budget 2021 Reveals Little Change to Housing

Budget 2021 Reveals Little Change to Housing

by Renee Wynter | May 7, 2021 | Announcements, Blog, Economy, Finance, Mortgage

Labelled one of the most widely anticipated and important budgets of our time, Budget 2021, delivered on April 19th, lived up to its promise. The first budget in over two years and first since the outbreak of the global pandemic, Budget 2021: A Recovery Plan for Jobs,...
Interest Rate Predictions for 2021 — Crystal Ball Not Required

Interest Rate Predictions for 2021 — Crystal Ball Not Required

by Renee Wynter | Mar 5, 2021 | Blog, Economy, Mortgage

Economic and future forecasting typically involves the calculation and analysis of a number of key variables such as inflation, interest rates, consumer confidence and unemployment. In today’s unconventional and unpredictable environment, additional considerations are...
What are My Mortgage Rate Options?

What are My Mortgage Rate Options?

by Renee Wynter | Feb 5, 2021 | Blog, Economy, Finance, Homeownership, Mortgage

While the interest rate isn’t the only consideration to keep in mind when choosing the mortgage that best meets your needs, it’s important to understand your options. The interest rate will have a direct impact on the overall cost of your mortgage – the higher the...
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